Choose Your Service
Select the right fund transfer service based on your requirements
National Electronic Funds Transfer
Ideal for regular transfers with batch processing
Minimum Amount
₹1
Maximum Amount
No Limit
Availability
24x7 Available
Settlement
2-3 Hours
Service Charges
FREE
Key Features
- Available 24x7 including holidays
- No minimum transaction limit
- Batch processing system
- Absolutely free service
- Secure RBI monitored system
Real Time Gross Settlement
Instant transfers for high-value transactions
Minimum Amount
₹2,00,000
Maximum Amount
No Limit
Availability
24x7 Available
Settlement
Instant
Service Charges
FREE
Key Features
- Real-time settlement
- Minimum ₹2 lakh transaction
- Immediate fund transfer
- Best for urgent high-value payments
- Individual transaction processing
- Absolutely free service
How It Works
Different processes for sending money to our bank accounts vs. sending money from our bank accounts
Use Your Own Bank's Online Banking
Send money to our bank accounts easily through your own bank's internet banking or mobile app
Login to Your Bank Portal
Access your own bank's internet banking or mobile app
Add Our Bank Account
Enter our bank account details including IFSC code and account number
Choose RTGS/NEFT
Select NEFT for regular transfers or RTGS for high-value instant transfers
Complete Transfer
Review details and authorize the transaction with OTP
Visit Our Branch to Submit Form
To send money from your account with us to other banks, visit our branch and submit the transfer form
Visit Our Branch
Come to any of our branch locations with required documents
Fill Transfer Form
Complete the RTGS/NEFT transfer form with beneficiary details
Submit
Submit the form.
Transfer Processed
Your transfer will be processed and funds sent to the beneficiary
Why Choose Our Services
Experience the benefits of secure and reliable fund transfer services
Secure Transfers
RBI regulated and monitored for maximum security
24x7 Availability
Transfer funds anytime to account with us, including weekends and holidays; From your account with us to other bank accounts on bank working days
Wide Network
Transfer to any bank account across India
Absolutely Free
No charges for RTGS and NEFT transfers
Frequently Asked Questions
Get answers to common questions about RTGS and NEFT services
QWhat is the difference between NEFT and RTGS?
NEFT processes transfers in batches with settlement in 2-3 hours, while RTGS provides instant real-time settlement. RTGS has a minimum limit of ₹2 lakhs, while NEFT has no minimum limit.
QHow can I send money TO your bank accounts?
You can easily send money to our bank accounts using your own bank's internet banking or mobile app. Simply add our account as a beneficiary and initiate RTGS/NEFT transfer from your online banking portal.
QHow can I send money FROM my account at your bank?
To send money from your account with us to other banks, you need to visit our branch and submit a completed RTGS/NEFT transfer form along with required identification documents.
QAre NEFT/RTGS services available on holidays?
Yes, both NEFT and RTGS services are available 24x7, including weekends and bank holidays.
QWhat information do I need for fund transfer?
You need the beneficiary's name, account number, bank name, branch name, and IFSC code.
QWhat are the charges for NEFT and RTGS?
Both NEFT and RTGS services are absolutely FREE at our bank. We do not charge any fees for electronic fund transfers.
QIs there a transaction limit?
NEFT has no minimum or maximum limit (subject to bank policies). RTGS has a minimum limit of ₹2,00,000 with no maximum limit.